We are Stallworth Williams Financial Management.
Transparency
We believe that absolute transparency is the true cornerstone of a successful client-counselor relationship. We demystify the complex world of finance by providing clear, accessible information regarding our fees, strategies, and operational frameworks. You will never encounter hidden costs, confusing jargon, or unexpected surprises. By openly sharing the mathematics and reasoning behind your personalized debt attack plan or wealth-building strategy, we empower you to make confident, fully informed financial decisions.
Innovation
Innovation drives our approach to modern wealth building and behavioral cash flow architecture. We continuously leverage cutting-edge independent calculator tools and secure, data-compliant portals to streamline your financial life. Instead of relying on outdated, restrictive budgeting methods, we design automated banking infrastructures that effortlessly route your money toward savings, bills, and guilt-free spending. Embracing technology allows us to provide real-time troubleshooting, ensuring your personalized financial systems adapt instantly to your changing needs and future goals.
Our
Values
Compassion
Compassion is deeply woven into our counseling process because we recognize that money is profoundly emotional. We create an affirming, judgment-free environment where you can safely unpack your financial history, money scripts, and behavioral triggers. Whether you are navigating unexpected life events, overcoming past hurdles, or simply feeling overwhelmed by debt, we listen with genuine empathy. Our supportive coaching ensures you never feel alone as we construct a healthy, sustainable relationship with your personal finances.
Respect
Respect forms the foundation of every interaction we have with our clients and their sensitive data. We honor your time through strict operational boundaries and maximize our live sessions by rigorously preparing beforehand. Furthermore, we safeguard your personal information with strict data residency protocols and uncompromising ethical standards. We deeply respect your unique values, preserving your autonomy as we collaboratively design a mathematical wealth strategy that perfectly aligns with the life you truly desire today.
In 2014, I set out on a mission that many thought was impossible considering I had no job and a young family: eliminating nearly $900,000 of debt. Balancing my many personal and professional responsibilities, I dug in and achieved that goal in just five and a half years. That transformative journey didn’t just change my bank account—it redefined my purpose and ignited my passion.
I founded Stallworth Williams Financial Management to help individuals and families write their own success stories. My own grandmothers serve as the inspirational forces behind our name and the original sparks to believe in the face of impossible odds.
As an Accredited Financial Counselor® (AFC®), I am not a salesperson. I don't sell stocks, mutual funds, or insurance, and I don't offer investment recommendations. Instead, I am a counselor, coach, and educator. I still earn a living building the future at the intersection of strategy and technology, I also believe financial literacy should be accessible to everyone and I am going to do my part.
Monique J. Waddell (AFC®)
Founder, CEO
The road to financial success starts with a single step. Reach out to us and start your journey today.
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DISCLAIMER: Stallworth Williams Financial Management provides financial counseling services by Accredited Financial Counselors (AFC®) registered with the Association for Financial Counseling and Planning Education® (AFCPE®). Financial counseling represents educational coaching, stress management, and supportive checking reviews; it does not constitute legal, taxation, or official fiduciary retirement portfolio brokerage advices.